Everything to know before you sign: how private lending works, what it costs, and how to exit ahead. No jargon.
A 1st takes priority on title; a 2nd sits behind your current loan and lets you tap equity without refinancing it. Vortex funds both.
Private lending costs more than a bank — that’s the price of speed and flexibility. Every rate and fee is disclosed upfront, in writing.
A private mortgage is a bridge, not a destination. From day one we plan your return to a conventional mortgage: repaired credit, a sale, or a refinance.
Property equity is the main criterion — usually 20–25%. Credit score and income matter less. A 15-minute call confirms everything.
Our first assessment is done with no credit impact. Property equity is the primary factor, not your score.
Eligibility decision in under 48 h and funds released in as little as 5 business days, depending on the file and the notary.
No. We accept bank statements and business revenue. If the property has enough equity, funding is straightforward.
A lender. Vortex lends its own capital and decides in-house — no middleman between you and the funding.
From $10,000 to $1,000,000 — up to 75% of your property’s value (1st or 2nd mortgage). E.g.: a $500,000 home → up to $375,000 in total financing.
Talk to a Vortex specialist. An honest answer, no credit impact, no obligation.
