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60-day notice

A 60-day notice? There’s still time to act.

A notice of exercise, a legal hypothec or creditor proceedings: we move fast to stabilize your file and protect your property.

  • No credit impact
  • Decision in under 48 h
  • Equity-based decision
  • From $10,000 to $1,000,000
Apply — free Response under 48 h · no credit impact

No obligation · 100% confidential · Law 25

Eligibility

Am I eligible?

Private-mortgage eligibility rests first on your property’s equity. We confirm it in a free 15-minute call, with no credit impact.

Eligibility snapshot
Situations coverednotice of exercise, legal hypothec, arrears
Max financingup to 75% of value
Funding timelineas little as 5 business days
Credit scorenot the primary factor
What matters mosttime and equity
How it works

Why go through Vortex

Act before the deadline

The earlier you reach us within the notice period, the more options you have.

Clear the arrears

A private mortgage can repay the creditor and halt the proceeding while we plan next steps.

An exit plan

We structure the loan with a clear strategy to return to conventional financing afterward.

The process

From first call to funded

1Free call

15 minutes to understand your situation and property. No credit impact.

2Equity assessment

We confirm value and available equity, then present your options in writing.

3Offer & terms

Rate, fees and term clearly set. No surprises, no hidden costs.

4Funded

Signing at the notary and funds released — in as little as 5 business days.

FAQ

Your questions about 60-day notice

Is it too late once I’ve received the notice?

Often no — there is usually still time to act, but every day counts. The earlier you reach us within the notice period, the more options you have. Call us today.

Will my credit score block approval?

It’s your property’s equity that matters most, not your credit score. Many of our 60-day-notice clients have damaged credit.

Can the loan stop the proceeding?

A private mortgage can repay the creditor and settle the arrears, which ends the proceeding. We coordinate everything with your notary.

How fast can you fund?

In urgent files, funds can be released in as little as 5 business days. We prioritize files with a deadline.

What happens after my file is stabilized?

From the start we build an exit strategy: repair credit, sell, or refinance to a conventional mortgage once the situation is restored.

What are the rates and fees in this kind of file?

Indicative rates are about 12% on a 1st and 15% on a 2nd mortgage, plus lender (2–5%) and notary fees. We put everything in writing before you commit.

Do I need to have missed payments to consult you?

No. If you anticipate a problem, the sooner you speak with us, the easier it is to avoid it. The first consultation is free and has no credit impact.

Ready to explore your options?

Talk to a Vortex specialist. An honest answer, no credit impact, no obligation.

☏ (514) 998-4999
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