Major renovation, an addition, or a construction project: get draw-based funding built on your equity — without the long bank process.
No obligation · 100% confidential · Law 25
Private-mortgage eligibility rests first on your property’s equity. We confirm it in a free 15-minute call, with no credit impact.
Funds are released as the work progresses, limiting the interest you pay during construction.
We consider your project’s completed potential, not just today’s value.
Eligibility confirmed in under 48 h so your project isn’t held up.
15 minutes to understand your situation and property. No credit impact.
We confirm value and available equity, then present your options in writing.
Rate, fees and term clearly set. No surprises, no hidden costs.
Signing at the notary and funds released — in as little as 5 business days.
Yes, depending on the project and the equity in the land or property. We assess feasibility and release funds in draws as milestones are reached.
Usually no: in draws, as milestones are completed and verified. You only pay interest on the amounts actually advanced.
Yes. We can consider the property’s “as-completed” value, not just its current value, which often increases the amount available.
Indicative rates are around 12% on a 1st mortgage and 15% on a 2nd. Lender fees (typically 2–5% of the loan) plus notary and appraisal fees apply. Everything is disclosed in writing before signing.
Our first assessment has no credit impact, and it’s the property’s equity that matters most. Imperfect credit does not prevent funding.
Eligibility confirmed in under 48 h; first funds can be released in as little as 5–10 business days, depending on the notary and appraisal.
Once the property is renovated and its value has risen, we plan your exit: refinancing to a conventional mortgage or selling, depending on your goal.
Talk to a Vortex specialist. An honest answer, no credit impact, no obligation.
